American First Finance

  • No Credit Needed*
  • Approvals up to $7500
  • 90-Day Early Options **
  • Pay as you go (12, 18, 24 month terms)
  • Shop in-store and online (Available for Lift Kits)
  •  Approval is possible without a FICO Score, but credit may be checked.

**Leases: The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. The processing fee or initial rent payment due upon execution of the lease is $50 plus tax. The lessee will not own the property until the total amount necessary to acquire ownership is paid either by payment of the total of payments over the full term of the agreement or by prepayment as provided for by law. Ownership rights are not acquired by the consumer unless the Total Cost of Ownership is paid, and the merchandise is rented for the minimum initial term disclosed in the agreement as a specified number of payment periods. The total number of payments necessary to obtain ownership of the property ranges from 1 to 104 payments, depending on your agreement and payment frequency. The timing of scheduled payments may be weekly, bi-weekly, semi-monthly, or monthly depending on when you are paid. As an example, the Total Cost of Ownership for a couch that costs $1,000 could be $2,177.85, including the $1,000 cash price plus applicable tax and fees (e.g., leasing fees, processing fee or initial rental payment, and delivery fees). In this example, after the initial $50 payment plus tax, 52 full, timely payments of $40.86 per week over 12 months may be required for ownership. Late fees, NSF fees, and Liability Damage Waiver (LDW) fees may apply where permitted. Subject to approval and verification. The advertised payment plan options for a bank loan, retail installment contract, lease or rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state) are serviced by American First Finance. See American First Finance for complete details, including terms and conditions.

No Credit Needed

There’s NO CREDIT NEEDED to apply online for our lease purchase option.

90 Day Purchase Option

You can save money when you pay off your lease using our 90 day purchase option.

Initial Payment

Get started with a small initial payment.

Convenient Payments

Convenient weekly, bi-weekly, or monthly payments make it simple to use.

Instant Decision

Discover how much you are approved for and get the merchandise you need.

Customer Support

We provide top customer service to make sure you are satisfied with your experience.