Acima:

    • NO CREDIT NEEDED
    • Instant Decision
    • Convenient Payments
    • 90 Day Purchase Option*
    • Early Purchase Option*
    • 12 Month Max Lease
    • Low Initial Payments

    *Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.

No Credit Needed Leasing Requirements: Must be 18 years of age or older, Must have a SSN or ITIN, Must have an active checking account with a routing number, Must have a credit or debit card

No Credit Needed

With American First Finance, there’s NO CREDIT NEEDED to apply online for our lease purchase option.

90 Day Purchase Option

You can save money when you pay off your lease using our 90 day purchase option.

Initial Payment

Get started with a small initial payment.

Convenient Payments

Convenient weekly, bi-weekly, or monthly payments make it simple to use.

Instant Decision

Discover how much you are approved for and get the merchandise you need today.

Customer Support

We provide top customer service to make sure you are satisfied with your experience.

* American First Finance obtains information from credit bureaus. Not all applicants are approved. The advertised service is lease-to-own or a rental or lease-purchase agreement provided by American First Finance, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY. Lift/level kits are not eligible for leasing with American First Finance.